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Uniondale Community Page
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| As real estate prices go down, shouldn?t my homeowners insurance drop as well? |
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This was a question that was recently posed to a local insurance agent, he quickly retorted that this not necessarily the case. There are many factors that go into identifying the proper amount of insurance for your primary dwelling. He rattled of a few of the items please see list of questions that he asked us. When was the home built? How old is the plumbing and electrical? What type of roof? What?s the square footage? How many claims have been filed over the past 5 years? Where is the home located? He also mentioned the deductible, the higher the deductible the lower your insurance premium should be. We recommend reviewing your insurance policy once a year and adjust for changes as they come up. Being properly insured is your best defense against life misfortunes. |